Tanjong Rhu Road Financing & Home Loan Guide

Financing a Tanjong Rhu Road home begins with your own budget, since CDL has not yet announced prices.

What buyers should know

At the estimated S$2,900 psf and above, loan size and cash needs deserve early attention.

No unit price, payment dates or bank packages are available for the project.

Contact Davis Ng to line up a bank assessment, then refresh it when the Tanjong Rhu Road price list arrives.

Financing mechanics

Loan-to-Value (LTV) — up to 75%. On a first housing loan a bank can finance up to 75% of the price or valuation. You provide the rest, with at least 5% in cash at booking.
TDSR — 55%. Your total monthly debt repayments (home loan, car, personal loans) must not exceed 55% of gross monthly income. Banks size the loan using a 4% medium-term stress rate.

Preparation sequence

Get an Approval-in-Principle (AIP/IPA) from a bank so you know your budget before launch day.
Pay the 5% booking fee on the Option to Purchase, then exercise the Option and pay the balance down-payment.
Loan disburses progressively as construction hits each milestone — your instalments step up over time.

Estimate your numbers with the mortgage calculator and the progressive payment calculator, then see the full payment schedule and stamp duty due.

This is general information, not financial advice. Loan eligibility, rates and rules are set by the banks and MAS and can change — confirm current figures with a licensed mortgage banker.

Tanjong Rhu Road Financing — FAQ

How early should I arrange a Tanjong Rhu Road loan?

Before the preview, so you can act when prices are out.

Will banks lend on an unreleased project?

They can give an in-principle limit based on your income, which is useful now.

Get a Tailored Tanjong Rhu Road Loan Assessment

Get the latest price list, available units and floor plans for Tanjong Rhu Road — no obligation.